# Cosmos Tokenization Suite

> Documentation for the Cosmos Tokenization Suite. Issue tokenized deposits on your existing banking core, and settle and move them across networks.

- [Cosmos Tokenization Suite](https://cts-docs.cosmos.network/index.md): Issue, settle, and move tokenized assets on institution-controlled infrastructure synchronized with existing systems.
- [What Is Tokenization](https://cts-docs.cosmos.network/what-is-tokenization.md): A plain explanation of tokenization for banks: what a token represents, how tokenized deposits differ from stablecoins and tokenized securities, why institutions are adopting it, and what it does not change.
- [What is Cosmos](https://cts-docs.cosmos.network/what-is-cosmos.md): Cosmos is a software stack for building application-specific blockchains, including the chain underneath the Cosmos Tokenization Suite.
- [Overview](https://cts-docs.cosmos.network/what-is-cts/overview.md): How the Cosmos Tokenization Suite's capabilities and applications fit together for a bank.
- [Architecture](https://cts-docs.cosmos.network/what-is-cts/architecture.md): How the Cosmos Tokenization Suite sits alongside a bank's existing core and connects it to custody services and external networks.
- [Components](https://cts-docs.cosmos.network/what-is-cts/components.md): The components of the Cosmos Tokenization Suite and their responsibilities.
- [Issuance](https://cts-docs.cosmos.network/cts-issuance/overview.md): Issue, hold, and transfer tokenized deposits while keeping them synchronized with the core banking ledger.
- [Settlement](https://cts-docs.cosmos.network/cts-settlement/overview.md): How a bank settles interbank obligations through the Cosmos Tokenization Suite: obligation tracking, netting, and the settlement rail chosen at onboarding.
- [Interop](https://cts-docs.cosmos.network/cts-interop/overview.md): Connect an existing ledger to other DLT networks through IBC.
- [Overview](https://cts-docs.cosmos.network/use-cases/overview.md): The categories of tokenized asset the Cosmos Tokenization Suite is designed to support, and which of them are available today.
- [Tokenized Deposits](https://cts-docs.cosmos.network/use-cases/tokenized-deposits.md): Representing commercial bank deposits on ledger while the deposit stays a deposit on the bank's own core.
- [Stablecoins](https://cts-docs.cosmos.network/use-cases/stablecoins.md): How banks offer selected third-party stablecoins, use them for settlement, and approach bank-issued stablecoins.
- [Tokenized Securities](https://cts-docs.cosmos.network/use-cases/securities.md): Tokenizing securities held on the general ledger, plus the wider securities case that is not yet a product.
- [Programmable Escrow](https://cts-docs.cosmos.network/use-cases/programmable-escrow.md): Connecting approved release conditions to a tokenized deposit, so the escrow file and bank record remain aligned.
- [Real-Time Repo Sweeps](https://cts-docs.cosmos.network/use-cases/repo-sweeps.md): Moving excess balances into and out of repurchase agreements without waiting for a settlement window.
- [Real World Assets](https://cts-docs.cosmos.network/use-cases/real-world-assets.md): Why the architecture applies to off-chain assets, and what is not built today.
- [Getting Started](https://cts-docs.cosmos.network/what-is-cts/getting-started.md): Configure a deployment of the Cosmos Tokenization Suite to issue tokenized deposits on your existing banking core.
- [Evaluation Environment](https://cts-docs.cosmos.network/cts-issuance/evaluation-environment.md): A single Docker image that runs the complete Issuance stack end to end, in your own environment.
- [Transaction Flows](https://cts-docs.cosmos.network/cts-issuance/transaction-flows.md): The value-movement flows in Issuance: internal deposit and withdrawal, cross-bank transfer, refund, and settlement.
- [Security and Operations](https://cts-docs.cosmos.network/cts-issuance/security.md): The security posture of an Issuance deployment: private by construction, the operator key model, on-ledger account blocking, and observability.
- [Overview](https://cts-docs.cosmos.network/banking-core-integrations/overview.md): How the Cosmos Tokenization Suite connects to a bank's core banking platform and keeps tokenized balances synchronized.
- [Fiserv](https://cts-docs.cosmos.network/banking-core-integrations/fiserv.md): Available on the Fiserv AppMarket and integrated by the Fiserv team.
- [Jack Henry](https://cts-docs.cosmos.network/banking-core-integrations/jack-henry.md): Core integration between the Cosmos Tokenization Suite and Jack Henry platforms, including tokenization of securities held on the general ledger.
- [Custom Cores](https://cts-docs.cosmos.network/banking-core-integrations/custom-cores.md): How the Cosmos Tokenization Suite integrates with batch and API-based cores without prebuilt connectors.
- [Core Requirements](https://cts-docs.cosmos.network/banking-core-integrations/core-requirements.md): The read and write API surface the Cosmos Tokenization Suite requires from a core banking system, and what to check before scoping an integration.
- [Integration Architecture](https://cts-docs.cosmos.network/banking-core-integrations/architecture.md): Connection patterns between the Cosmos Tokenization Suite and a core banking platform, and how the integration behaves when something fails.
- [ISO 20022 Messaging](https://cts-docs.cosmos.network/banking-core-integrations/iso-20022.md): The camt.054 message the Cosmos Tokenization Suite consumes, how entries map to mint and burn, and where ISO 20022 sits in the integration.
- [Reconciliation](https://cts-docs.cosmos.network/banking-core-integrations/reconciliation.md): The transaction mapping that keeps the core ledger and the digital ledger in agreement, and the token sync and writeback runs that maintain it.
- [Overview](https://cts-docs.cosmos.network/digital-asset-custody/overview.md): How the Cosmos Tokenization Suite integrates with digital asset custody providers so banks can hold and move digital assets with bank-grade controls.
- [Settlement Asset Custody for 24/7 Payments](https://cts-docs.cosmos.network/digital-asset-custody/settlement-for-payments.md): How the Cosmos Tokenization Suite uses custodian-held settlement assets to settle interbank obligations arising from 24/7 client payments.
- [Treasury and Programmable Asset Movement](https://cts-docs.cosmos.network/digital-asset-custody/treasury-and-movement.md): How treasury management and programmable asset movement follow the custody integration pattern used for 24/7 payments.
- [Key Security and Governance](https://cts-docs.cosmos.network/digital-asset-custody/key-management.md): What the custody provider controls, what the bank retains, and how signing policy is enforced.
- [Connecting a Custody Provider](https://cts-docs.cosmos.network/digital-asset-custody/integrations.md): What the Cosmos Tokenization Suite requires from a custody provider and how a deployment connects an existing provider.
- [Overview](https://cts-docs.cosmos.network/digital-ledger-support/overview.md): What the digital ledger is and what it can run on.
- [Cosmos EVM](https://cts-docs.cosmos.network/digital-ledger-support/cosmos-evm.md): The recommended digital ledger chain and its published chain-layer performance figures.
- [Alternative Chains](https://cts-docs.cosmos.network/digital-ledger-support/alternative-chains.md): Running the digital ledger on Hyperledger Besu or a bank's own EVM chain.
- [How Settlement Works](https://cts-docs.cosmos.network/settlement/overview.md): How clearing and settlement remain separate, and what settles when.
- [Settlement Options](https://cts-docs.cosmos.network/settlement/settlement-options.md): The rails for settling interbank obligations and how to choose between them.
- [Tokenized Deposit Networks](https://cts-docs.cosmos.network/settlement/tokenized-deposit-networks.md): Consortium networks that the Cosmos Tokenization Suite connects to for settlement, and their membership requirements.
- [Atomic Settlement](https://cts-docs.cosmos.network/settlement/atomic-settlement.md): Why settlement legs execute together or not at all, and what that removes.
- [Delivery vs Payment](https://cts-docs.cosmos.network/settlement/delivery-vs-payment.md): Coupling an asset leg to a cash leg so neither can complete alone.
- [Finality](https://cts-docs.cosmos.network/settlement/finality.md): When settlement becomes irrevocable and why the operational and technical answers differ.
- [Verification Models](https://cts-docs.cosmos.network/cts-interop/verification-models.md): The two ways an IBC connection verifies messages: consensus light clients, or a first-party attestor oracle signed by the bank's own HSMs.
- [Inter-Blockchain Communication](https://cts-docs.cosmos.network/ibc/overview.md): What Inter-Blockchain Communication is, why it is not a bridge, and how the Cosmos Tokenization Suite uses it for compliant interoperability between banks.
- [How IBC Works](https://cts-docs.cosmos.network/ibc/how-it-works.md): A high-level view of light clients, connections, channels, and packets.
- [Token Transfers](https://cts-docs.cosmos.network/ibc/token-transfers.md): How tokenized deposits move between banks: burn on send, mint on destination, and automatic re-mint on failure.
- [Connecting Networks](https://cts-docs.cosmos.network/ibc/connecting-networks.md): Establishing a path from a bank's digital ledger to another network.