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The Cosmos Tokenization Suite (CTS) tokenizes assets that already sit on a bank’s own books. An authoritative system is the bank system that records each asset. The asset stays on that system, while CTS mirrors it onto a digital ledger. The pattern is the same for every asset. The digital ledger can hold, transfer, and settle the mirrored asset, and make it reachable from other networks. Because the pattern is constant, the relevant question for any asset type is whether the connector to the authoritative system exists, and whether the asset’s legal and regulatory shape has been worked through. These conditions separate the categories below.

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The four categories

Tokenized Deposits

The current product. The deposit stays on the bank’s core and becomes transferable on a digital ledger.

Stablecoins

CTS supports offering selected third-party stablecoins to clients and using one as a settlement asset between banks.

Real World Assets

The architecture generalizes to other asset classes, but the required product is not built yet.

Securities

Securities are available on the general ledger today. The wider use case remains directional.

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What does not change between asset types

Four parts of the deployment are indifferent to the asset being tokenized. A new asset class therefore requires a connector and compliance work, not a new platform:
  • The digital ledger. It holds tokenized balances without needing to know what the balance represents. See Digital Ledger Support.
  • Ledger sync. Mirroring and writeback keep the digital ledger and the authoritative system in agreement in both directions. See Banking Core Integrations.
  • Custody. CTS never holds private keys for assets on shared or public networks. The custodian signs under the bank’s policy. See Digital Asset Custody.
  • Interoperability. IBC carries authenticated messages between ledgers regardless of the asset in the message. See Inter-Blockchain Communication.
The connector into the authoritative system changes between asset types. The asset’s transfer restrictions and lifecycle events also change.

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How to read this section

The tokenized deposits page describes a shipped product. The stablecoins page separates current support from the platform’s broader scope. The real world assets and securities pages describe use cases suited to the architecture, not features available for deployment today.
Contact sales@cosmoslabs.io to discuss an asset class that is not covered here instead of assuming it is available.

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